401k
Should You Invest in a Target Date Fund? An Honest Look After 4 Years of Holding One
Target date funds explained without the sales pitch — real pros and cons, fees, glide paths, and whether a 2060 fund makes sense for your 401(k).
How Much Should You Save for Retirement by Age: Benchmarks That Actually Hold Up
Retirement savings by age benchmarks from Fidelity, Vanguard and T. Rowe Price, plus the math on why your income matters more than your age.
401k vs Roth IRA: Key Differences and How to Choose (I Ran the Numbers on Both)
401k vs Roth IRA: I tested both accounts side-by-side for 3 years. Here are the real differences, tax math, and how to choose for your situation.
I Turned 34 and Did the Math: Why Your 30s Are the Retirement Plan Decision Decade
A practical guide to creating a retirement plan in your 30s. How I set up my retirement accounts, automated savings, and fixed costly mistakes before age 40.
Tax-Advantaged Accounts Explained: 401(k) vs IRA vs HSA (I Ran the Numbers)
A side-by-side breakdown of 401(k), IRA, and HSA accounts. I tested contribution limits, tax savings, and withdrawal rules to help you decide which to max first.