Index Funds
What Is Compound Interest and Why It Matters (I Ran 18 Years of Real Numbers)
Compound interest explained with real math: how it works, why starting early beats investing more later, and the traps that quietly erase your gains.
How Compound Interest Works and Why It Matters
Compound interest explained with real numbers: the formula, worked examples on $500 and $10,000, the Rule of 72, and the caveats nobody mentions.
How Much Should You Save for Retirement by Age: Benchmarks That Actually Hold Up
Retirement savings by age benchmarks from Fidelity, Vanguard and T. Rowe Price, plus the math on why your income matters more than your age.
Dollar-Cost Averaging: How It Works and When to Use It
Dollar-cost averaging explained with real numbers: how DCA works, backtested results, when it beats lump-sum investing, and when it quietly costs you money.
How to Start Investing with $100: A Realistic Playbook From 18 Months of Testing
I opened four brokerages with exactly $100 each to find out what actually works for small amount investing. Real fees, real returns, real limitations.
Index Funds vs ETFs: Key Differences for Beginners
Index funds vs ETFs explained without jargon — expense ratios, trading mechanics, taxes, and which one actually fits a beginner's brokerage account.
DCA vs Lump Sum Investing: I Ran the Backtest on $50,000 So You Don't Have To
Dollar-cost averaging vs lump sum investing — I tested both strategies with real historical data, ran a $50,000 backtest, and found which genuinely wins for most investors.
Index Funds vs ETFs: The 18-Month Experiment That Changed How I Invest
I ran a real 18-month comparison of index funds vs ETFs with identical portfolios. Here's what the expense ratios, tax costs, and behavioral quirks actually look like.
Building a Diversified Stock Portfolio: My Step-by-Step Framework (2026 Edition)
A practical, tested framework for building a diversified stock portfolio — from asset allocation to rebalancing. Includes real numbers from my own portfolio.
What Is Dollar Cost Averaging? A Smart Investing Strategy Explained
Dollar cost averaging explained simply—how DCA strategy works, real numbers from my 5-year experiment, and why market timing vs DCA usually ends one way.